Mortgage Lending Companies

A mortgage lender (or company) is the institution that actually loans you the money for your home purchase, refinance, or home equity loan. Locating the best and lowest cost lender isn't always an easy task, and you'll need to do some good shopping to find one that best suits your needs.

Shopping around for the best mortgage can save you thousands of dollars - half a precentage point could result in a difference of more than $13,000 on every $100,000 borrowed for a 30 year mortgage, not to mention the thousands of dollars difference in lender's fees and points.

There are many different types of companies that offer mortgages. The most common mortgage originators are banks, credit unions, savings-and-loans associations, and mortgage bankers. These may be small locally operated companies or large national organizations, with or with out an online presence.

We're constantly searching the Web for lenders that have low rates and fees, as well as incentives for applying online. Below is a list of what we have found to be the best thus far. We certainly encourage you to visit each lender to find the one that may be best for you.

If you apply online, these lenders will have representatives contact you directly to discuss various options for your needs. Applying online is quick, easy, free, and you are under no obligation to close with any lender with which you apply online.